Cyber ​​Crime: Pawan Kumar Soni, a farmer living in Sriganganagar city of Rajasthan (54) became a victim of cyber fraud when his 54 year old son Harshvardhan opened a ‘link’ from a message received on his mobile phone and within a few minutes more than eight lakh rupees were withdrawn from his account in four times. Harshvardhan, a resident of Delhi’s Dwarka, had registered his phone number in his father’s account with the State Bank of India (SBI) branch in Sriganganagar city.

Saturday, January 7th at around 3. Message came on his mobile saying that your account has been blocked, please update your KYC (Know Your Customer). Harsh Vardhan already had the ‘YONO’ app uploaded on his mobile phone, but as soon as he clicked on the link, another ‘duplicate’ app got downloaded on his mobile phone. Harshvardhan said that I thought I have to update my KYC on this new app, so I entered my user ID and password. Suddenly, I started getting messages to withdraw money from my father’s bank account and in seven minutes we had 8,000,899 lost Rs. Later he realized that his phone was hacked because of a duplicate app.

The amount was received under a loan

The amount available in the account was obtained against a loan, which was taken by his father for the purpose of farming under the Kisan Credit Card Scheme. Harshvardhan called his father living in Ganganagar town, who reached the bank to inform the manager. Harshvardhan went to the District Cyber ​​Unit in Dwarka, where he was asked to register an online complaint in this regard and come to the office on any working day. The bank manager acted swiftly on the request of Harshvardhan’s father and called up the local cyber unit. The manager also sent an email to the financial institutions to block the accounts in which the funds were transferred.

Transfer funds from account to three accounts Farmer Pawan Kumar Soni said that the manager told me that the money was sent from my account to three accounts – five lakh rupees and 1.20 Lakh rupees were sent to ‘PayU’, 1,54,899 was transferred to ‘CCAvenue’ and Rs. Balance 25,000 Rs went to Axis Bank. Both PayU and CCAvenue are digital payment companies that act as a bridge between customers and business enterprises. They collect payments and transfer them to bank accounts when customers shop online. Soni said that the bank manager informed me that PayU replied to his email and said that he has blocked the funds. She also said that if she does not receive an email from the Cyber ​​Crime Department to refund the amount within two days, she will transfer the amount to the merchant’s account.

Soni’s son Harshvardhan complained online

CCavenue said it also responded to cyber authorities and provided all information on January 7 , when the company came to know about the alleged fraud. Meanwhile, Soni’s son Harshvardhan made an online complaint and went two days later on Monday to file an FIR, which was not registered. He said that then I met the Additional Deputy Commissioner of Police, who directed the SHO to register an FIR. Eventually, three days after the fraud took place 23 an FIR was registered on Jan. .

Harsh Vardhan then requested the Dwarka Cyber ​​Unit That Payu should be emailed and asked to send the money to his father’s account. Harsh Vardhan alleged that the police personnel only made empty promises and did nothing. After this his father contacted the cyber unit of Ganganagar city. He wrote a letter to Payu and in his account 6,23, Rs returned. However, Soni is also demanding to trace the amount diverted to Axis Bank and CCAvenue. Soni said that on my request, digital finance professional friends of my relatives traced it and found that went to Axis Bank ,03 Rs. Kolkata Withdrawn from an ATM of Rs.

1, Rupees used like thissony said 1,45,899 which was transferred to CCAvenue, out of which Rs.1, Used to buy some items from a Jio store in Kolkata Rs. Soni said that he contacted the concerned police station in Kolkata, but they said that they will not do anything until they get a written communication from the Delhi Police. He claimed that he and his son urged the Cyber ​​Unit of Dwarka to write letters to Axis Bank, CCAvenue and Kolkata Police, but they kept on avoiding him and the letter 10 Wrote on January, by then it was too late.